Incremental profit on auto-pilot

Neo is the better way to engage and reward your customers.

Influence where Canadians spend

Acquire new customers

Gain access to new marketing channels.

Grow the customers you have

Increase engagement and ROI with personalization.

Keep your customers coming back

Automatically re-engage customers before losing them.

Made for your business

Restaurants / Cafés / Pubs

Liquor Stores









Trusted by national and local favourites

Join hundreds of others on Neo.

How it works

Increase profits with no new work

No new software or hardware

Keep your POS and payment processor.

No training required

Stay focused on what’s important while we grow your business.

No work to maintain

Get set up in minutes.

See the results

Know your customers

Learn what motivates them.

Discover unique insights

Understand your business at a deeper level.

Continually improve

Stick with what’s working, adjust what’s not.

Grow your business

Earn more with the Neo platform.

“After building SkipTheDishes we realized if we focus on the consumer and add value for Canadians, we can build an experience that’s much more rewarding”

Andrew Chau, CEO of Neo Financial


Why become a Neo Merchant?

Neo works with hundreds of local and national brands across Canada to increase sales, attract profitable customers and learn valuable insights.

If you’re accepted as a Neo Merchant, you’ll get promoted to tens of thousands of customers in your city - all without adding any extra work.

What kind of businesses do you work with?

We work with a variety of businesses, big and small, new and experienced, across multiple industries. We’re happy to partner with coffee shops, restaurants, retail stores, gyms, online shops and more to create rewarding experiences for all Canadians. Apply here to see if your business is a good fit.

How does Neo work?

We set you up as a merchant through the Neo app, so customers can receive personalized recommendations on where they should spend their money. Our tech is fully automated to get customers to spend more at your business.

We keep track of everything for you. To see exactly how we’re growing your business, Neo provides a comprehensive dashboard that shows all of your results in one place.

How long does it take to set up?

Our team does the work for you and it typically takes about 15-30 minutes to set up. To start the process, apply here and we’ll be in touch with you.

How do I become a Neo merchant and what’s required?

If your business accepts credit cards, then you’re halfway there. No new hardware, software or changes to your payment processor are required. A 15 minute call is all it takes to get you set up. It’s that easy.

How can I refer another Merchant to Neo?

They can apply here or email us at


The Neo Savings account is provided by Concentra Bank, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Savings accounts are combined with eligible deposits held at Concentra Bank, for up to $100,000 of deposit protection, per category, per depositor.

The Neo Mastercard® Credit Card is issued by ATB Financial pursuant to license by Mastercard International. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

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