Neo blog
Make your money work smarter with Neo Financial. Learn about saving, smart spending, credit building and more on our personal finance blog.
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Here Are The Top 3 No-Fee Joint Bank Accounts in Canada
We picked the following three joint accounts because they charge no monthly fees, require no minimum balance to avoid fees and benefit from CDIC coverage:
Does the Canada Revenue Agency (CRA) Know About All My Bank Accounts?
The short answer is no, the CRA does not automatically know how many bank accounts you have or see the transactions flowing through them.
4 No-Fee Canadian Bank Accounts You Should Know About in 2026
If you are searching for the best no-fee bank account in Canada, these four options charge zero monthly fees while still offering competitive interest, unlimited transactions, and modern digital tools.
5 Reasons Why Canadian Virtual Banks Are Gaining Ground Over Canada's Big 5 Banks
That shift is accelerating as digital-only players like Neo Financial deliver tangible financial advantages that the Big 5 have been slow to match.
What Are The Benefits of Using A Mastercard Debit Card in Canada?
Most Canadians carry a debit card tied to the Interac network, but a growing number of financial institutions now issue debit cards on the Mastercard (or Visa) payment network instead. Here's why.
What Is the Actual Difference Between Chequing and Savings Accounts in Canada?
The real differences come down to three things: how often you can move money in and out, what fees you'll pay, and how much interest you'll earn.
Credit
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4 Neo Credit Cards That Will Help You Build Your Credit Up
What makes Neo's lineup unique is that every card it offers comes in two versions: a regular unsecured credit card and a secured version.
4 Types of Credit Cards So Easy to Acquire Literally Everyone Can Get Them
There are now 4 types of cards that any Canadian can easily get and that will allow you to order a Uber or book a plane ticket online like a normal person.
The 7 Cardinal Sins of Credit Cards in Canada and How to Avoid Their Pitfalls
While many Canadians are able to use credit cards without getting into debt, if you recognize yourself in any of the seven following habits, you are better off leaving the credit card in the drawer until you can approach it differently.
Spending
View All4 No-Fee Canadian Bank Accounts You Should Know About in 2026
If you are searching for the best no-fee bank account in Canada, these four options charge zero monthly fees while still offering competitive interest, unlimited transactions, and modern digital tools.
5 Reasons Why Canadian Virtual Banks Are Gaining Ground Over Canada's Big 5 Banks
That shift is accelerating as digital-only players like Neo Financial deliver tangible financial advantages that the Big 5 have been slow to match.
What Are The Benefits of Using A Mastercard Debit Card in Canada?
Most Canadians carry a debit card tied to the Interac network, but a growing number of financial institutions now issue debit cards on the Mastercard (or Visa) payment network instead. Here's why.
Budgeting & Debt
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How to Avoid Overdraft & NSF Fees in Canada
Set up low-balance alerts on your chequing account, link a backup funding source like a line of credit, and use a financial institution like Neo that notifies you before a payment fails.
How Do I Stop Automatic Payments In My Bank Account in Canada
If an unauthorized payment has already been withdrawn, you have 90 days to file a reimbursement claim under Payments Canada's PAD rules.
What To Do (And Not To Do) If Your Canadian Bank Account Is Frozen
"If your account is frozen, reach out to customer service to get confirmation that your account is in fact frozen, because it could be a system failure or related to a hold, it could be something else."
New from Neo
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3 tips for first-time homebuyers in 2023
Reduce stress when buying your first home by better understanding the process, and use these three tips from Treadstone Law to reach homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.
Savings
View AllHere Are The Top 3 No-Fee Joint Bank Accounts in Canada
We picked the following three joint accounts because they charge no monthly fees, require no minimum balance to avoid fees and benefit from CDIC coverage:
The Top 3 Youth Savings Accounts in Canada
The best youth bank account in Canada charge no monthly fees, pay a competitive interest rate, and give your child access to app-based banking so they can watch their balance grow.
The 4 High Interest Savings Accounts (HISA) ETFs Every Canadian Should Know About
Canadian investors looking for a low-risk place to park cash inside a brokerage account should consider those four HISA ETFs in 2026. These funds hold deposits at Canadian banks, earn interest on those deposits, and pass the income to unitholders.