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Make your money work smarter with Neo Financial. Learn about credit building, saving, smart spending, and more on our personal finance blog.
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What's the average credit score in Canada (and how to improve yours)
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and how to improve yours.
Why did my credit score suddenly drop?
A dip in your credit score is rarely random. Here’s what’s behind it and how to bounce back.
The truth about carrying a balance
A common credit myth, busted.
Should I open a high-interest savings account?
Not sure if a HISA is right for you? Here's how to tell, and what to look for before you open one.
The best secured credit cards in Canada: A 2026 guide
Many secured credit cards charge fees and offer nothing back, but there are some that reward your spending while building your credit history. Here’s how to find one that actually works for you.
6 Neo credit cards that can help build your credit up
Every Neo credit card is available as a secured card—no minimum credit score required. Whether you're new to Canada or rebuilding, here's how to pick the right one for how you spend.
Credit
View AllThe best secured credit cards in Canada: A 2026 guide
Many secured credit cards charge fees and offer nothing back, but there are some that reward your spending while building your credit history. Here’s how to find one that actually works for you.
6 Neo credit cards that can help build your credit up
Every Neo credit card is available as a secured card—no minimum credit score required. Whether you're new to Canada or rebuilding, here's how to pick the right one for how you spend.
What is a secured credit card? A beginner’s guide to building credit in Canada
What is a secured credit card, and how does it work? Here’s how a simple deposit can help you build credit in Canada and unlock your financial future.
Credit score
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Alternatives to Nyble credit-building loans: What works and what doesn't?
"The question, with credit building micro-loans, is whether the credit bureaus recognize them as being something that is worthwhile and do the lenders that see that data as something useful."
What's the average credit score in Canada (and how to improve yours)
What does your credit score mean for your goals? Discover the average credit score in Canada, what good and bad scores look like, and how to improve yours.
Why did my credit score suddenly drop?
A dip in your credit score is rarely random. Here’s what’s behind it and how to bounce back.
Savings
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Best HISA ETFs in Canada for 2026: Top options compared
HISA ETFs let you earn interest on idle cash inside your brokerage account, but they're not right for everyone. Here's what to know before you buy.
Should I open a high-interest savings account?
Not sure if a HISA is right for you? Here's how to tell, and what to look for before you open one.
How does interest work on a savings account?
Looking to earn while building your savings? Learn how interest works on a savings account.
Budgeting & Debt
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Bad credit car loans in Canada: How to get approved
Bad credit car loans are available in Canada, but the terms vary widely. Here’s how to find one that won’t cost you more than the car itself.
Joint account tax implications in Canada: Who pays what to the CRA?
Interest, dividends, and capital gains earned in a joint account are all taxable, but they aren’t necessarily split 50/50. Here’s what the CRA actually expects you to report.
How to keep your house through a consumer proposal in Canada
If your home equity in lower than the bankruptcy exemption in your province (less than $10,783 in Ontario, for example), your proposal can be lower than the amount you owe, even if you own house.
Spending
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Should you open a joint chequing account? Here’s what you need to know
Learn how a joint chequing account works in Canada, who can open one, and how the joint Neo Chequing account makes shared spending simpler.
How to open a joint bank account in Canada
Opening a joint bank account in Canada is easier than most people think—but knowing what you're signing up for matters. Here's everything you need to know about opening a shared account.
4 no-fee Canadian bank accounts you should know about in 2026
If you are searching for the best no-fee bank account in Canada, these four options charge zero monthly fees while still offering competitive interest, unlimited transactions, and modern digital tools.
New from Neo
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What to know as a first-time homebuyer in Canada
Reduce stress when buying your first home by better understanding the process, and use these three tips from to unlock homeownership like a pro.
Neo Financial Teams Up with CEBL
The Canadian Elite Basketball League (CEBL) is partnering up with Neo Financial™, a leader in Canada’s financial tech industry.
Strengthening our senior leadership team at Neo Financial
We are thrilled to share the appointment of several new senior leaders at Neo. Please join us in welcoming Amanda Broos as Chief People Officer, Dana Saric as Chief Legal Officer, Allemander Neto as Acting Chief Financial Officer, James Nauss as Chief Operating Officer, and Stefan Doan as Chief Information Officer.