4.8
on App Store55.6K ratings
4.7
on Play Store16.3K ratings

Get what you’ve earned

Spending, saving and credit built to make your effort count.

Neo Financial homepage

Your everyday effort pays off here

Spend, save, borrow, and invest with tools designed to move your money forward.

Credit Cards

Get instant access to credit, build credit history faster and work towards higher limits.

Neo Credit Cards

Accounts

Chequing and savings accounts with free transactions, no fees, and competitive rates.

Neo Financial accounts

Mortgages

Enjoy a fast, frictionless mortgage experience with industry-leading rates.

Neo mortgages
Your hard work should pay off

Real wins. Real coverage

BetakitDeloitteCNBCThe Financial PostThe Globe and Mail
BetakitDeloitteCNBCThe Financial PostThe Globe and Mail
BetakitDeloitteCNBCThe Financial PostThe Globe and Mail

+1.3 MILLION CANADIANS TRUST NEO

See how everyday effort turns into real progress

“I’ve worked very hard to strengthen my credit history. Thank you Neo for giving me an opportunity to build.”

Ryan Haughian

“With Neo’s secured card, I’m learning to build my credit responsibly. It’s helping me grow my confidence with credit.”

Garry Murphy

"It’s helped me rebuild my credit, and I am ecstatic about it!"

Eleanor Pye

"I’ve had a great experience using Neo, especially with their high-yield savings account. The app is extremely user-friendly and intuitive. I really appreciate the lack of withdrawal fees and the competitive interest rates, which make it easy to grow my savings."

Romina

"Extremely easy to set up an account. Neo even pays interest for deposit transfers that are pending!"

Dean

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Canada's fastest growing company

– The Globe and Mail

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Stay safer with next gen security

Advanced security isn’t an add-on; it’s the foundation. Every Neo account and card is fortified with next-gen technology designed to stop unauthorized movement before it starts.

  • CDIC Insurance

    The safety of a big bank, without the big bank baggage. Your money is backed by the same national standards you’ve always trusted, powered by a platform that actually works for you.

  • Real-time alerts

    Get instant notifications for purchases and money movements. Transparency means you can spot issues sooner.

  • Mastercard Zero Liability

    Help protect your card from purchases that you didn’t make*

Security

Get set up in minutes

Get a Neo credit card, open a Neo Everyday account instantly, and make it easier to manage your money.