A card with travel rewards, without the annual fees¹Enjoy worldwide lounge access², travel insurance coverage³, boosted cashback at travel partners, and cashback on all foreign transactions.
What's included:
2% cashback on all foreign transactions
Priority Pass² airport lounge access at over 1,300 locations worldwide
SmartDelay⁴ free airport lounge access when registered flights are delayed by more than an hour
1.5x cashback⁵ boost at all hotel travel partners
Comprehensive travel insurance coverage³ from Chubb including emergency travel medical, trip cancellation, car rental protection, flight delay, and more
Log into your Neo account to explore your rewards and add any number of perks. Here's how to add perks!
Can I add more than one perk to my card?
You can add as many perks as you want. Perks are designed to be stacked together, giving you more flexibility over how you earn rewards.
What happens if I cancel a perk I've added mid-month?
If you cancel a perk in the middle of the month, you’ll keep all the benefits until the end of that month.
If I add a perk mid-month, am I still charged the full amount?
No. Your card will be charged a prorated amount based on how many days are left in the month.
¹ The Travel perk is not available in Quebec. For Quebec: Monthly Statements; No monthly or annual fees; 21-day grace period; Minimum payment is the higher of $10.00 or 5.0% of total statement balance; Purchase rate (19.99%-24.99%) and cash advance rate (22.99%-25.99%).² Priority Pass and SmartDelay are airport lounge access programs offered by Collinson Group. Terms and conditions are available during sign-up.View the full list of insurance certificates.³ This insurance coverage is underwritten by Chubb Insurance Company of Canada under a Group Policy issued to Neo Financial Technologies Inc. All coverage is subject to the terms, conditions, limitations and exclusions outlined in the Certificate of Insurance, and for Quebec residents the Summary and Fact Sheet. The cost will be charged to the eligible Neo card that you signed up for the Neo Perks with. Neo, its employees and representatives are not agents of Chubb, nor can they waive or change any terms of the insurance coverage. View the full list of insurance certificates here: https://card.neofinancial.com/legal-bundles ⁴ SmartDelay is an airport lounge access program offered by Collinson Group. Terms and conditions are available during sign-up.⁵ Average based on current offers at select partners. Cashback may be limited and varies by perks, offer, and partner. Value increase is an average and depends on card use. Offer is subject to the Rewards Policy. Offer may be amended or cancelled at any time without notice.