These certificates only apply to Neo cardholders who hold either a (a) Neo World Elite® Mastercard, (b) Cathay World Elite® Mastercard or (c) Neo World Mastercard®, Neo Mastercard, Neo Money card or Hudson’s Bay Mastercard and are subscribed to the perk at the time of the purchase, through to and including when the claim occurs. The full cost of the applicable purchase must be made with the eligible card.