Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice. Balance limit per account: $200,000.
ACCOUNT INTEREST RATES
Here’s how much you can earn from Neo’s accounts.
Rate as of October 21, 2026
Neo Chequing account
0.1%
Rate as of October 21, 2026
Neo Savings account
2% - 2.75%*
Exact interest rate depends on your membership.
Earnings calculated daily on your closing balance and paid monthly. Earnings come from interest Neo earns on the funds and are paid at Neo’s discretion. Rates are per annum and subject to change without notice. Balance limit per account: $200,000.
Rate as of October 21, 2026
Neo Everyday account (no longer offered)
0.1%
Interest calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice. Balance limit per account: $200,000.
Rate as of October 21, 2026
Neo High-Interest Savings account (no longer offered)
1.25%
Interest calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice. Balance limit per account: $200,000.
Savings rates that reward when you save
Earn more on Neo Savings as your membership grows — up to 2.75%¹. Move your money anytime, and open up to 10 accounts to organize savings your way.
Rate*
Essentials
2%
Build
2.5%
Grow
2.75%
Membership
Rate*
Essentials
2%
Build
2.5%
Grow
2.75%
Membership fees range from $0 to $14.99 per month. Subscribe to Grow to unlock the highest savings rate. You’ll earn the same rate across all your Neo Savings accounts.
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