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A new home for your money

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Neo Financial

Rethink how you manage money
with a financial platform that is more rewarding, the more you use it.

One app to bring your money together
MoneyAccounts designed to make the most of every dollar.
Explore Money
Credit cardsGet rewarded with up to 5% cashback on your everyday spending.¹
Explore Credit
InvestingSelect from expertly managed portfolios at a fraction of the fees.
Explore Invest
MortgagesLock in your best rate without leaving the couch.
Explore Mortgages
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A safe space for your money

Our world-class security infrastructure will give you peace of mind.
CDIC ProtectionThe Neo Everyday and Neo High-Interest Savings accounts are provided by Peoples Bank of Canada, and are eligible for CDIC deposit protection.³
BiometricsWe secure your accounts with Face ID, fingerprint lock, and two-factor authentication. Only you can access your finances.
Mastercard Zero Liability protectionHave peace of mind knowing you won’t be held responsible for unauthorized transactions.⁴
Blurred person holding bag with groceries
Person holding bag with groceries
Put your cashback on turboVisit any of our 10,000 partners and earn an additional average of 5% cashback on top of your everyday cashback.²
Hudsons Bay
Pet Valu
Harry Rosen
Best Western Hotels & Resorts
Mr. Lube
Roots
Pandora
Structube
David's Tea
Boston Pizza
Shell
Public Mobile
Freshii
Mucho Burrito

Earning the trust of Canadians every day

1.3M+
Customers
$31.4M
Cashback awarded to date
4.8 ★
On the App Store®
4.7 ★
On the Google Play Store®
Awards/Accolades
The World's Top 250 Fintech Companies 2024 Canada's Top Startup 2023
Neo Financial

You'll be happy here

“Neo makes money easy, I love the app interface, how easy it is to manage and understand your finances, and finding new local businesses with cashback!”

Oliver M.

British Columbia

“I love the rewards, it makes it easy to justify purchases when you consider the cashback. The app is super functional and it’s great having everything stored in one place.”

Mackenzie L.

Alberta

Start making the most of your money by moving it over to Neo

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¹ Eligible cashback spend cap for all other purchases is $3,330 per month. After monthly spend caps are reached, subsequent purchases earn 1% cashback. Caps are reset monthly. Maximum cashback percentages listed are with a balance of $10,000 in your Neo Everyday account.² Average based on current offers at select partners. Cashback may be limited and varies by perks, offer, and partner. Cashback, perks, insights, and other offers and rewards are operated by Neo.³ The Neo Everyday account is provided by Peoples Bank of Canada, a CDIC member institution, and is eligible for CDIC deposit protection. Deposits held in Neo Everyday accounts are combined with eligible deposits held at Peoples Bank of Canada, for up to $100,000 of deposit protection, per category, per depositor. For more information about CDIC deposit insurance, please consult CDIC’s website cdic.ca.⁴ Certain terms, conditions and exclusions apply. Contact your issuing financial institution for complete coverage terms and conditions.* Cashback earn subject to monthly spend limit. After monthly spend limit is reached, subsequent purchases are not eligible for cashback. Spend limit resets monthly. Minimum Neo Everyday account balance required to earn the highest rate. For more information, visit the Neo app.