Accounts designed to make you money
Get more out of every dollar with Everyday accounts that reward you for healthy balances.
What did you earn today?
Give yourself a better answer with accounts designed to work together.
The Everyday account and card that makes chequing and debit obsolete
- Earn up to 3% back on gas and groceries and up to 1% on everything else as your deposit balance increases¹
- No monthly fees
- No minimum balances
- Free everyday transactions
- Access your account with a Neo Money™ card, no card loading required
Neo High-Interest Savings accountPersonalize your savings goals, track your progress, and watch your money grow with a 3% high-interest rate.²
- No minimum balance, and no monthly fees
- Set goals with personalized names and icons
- Instant transfers between your accounts
- Multiple goals? Open up to 10 accounts
Manage all your money, all in one place
Effortless budgetingTake the hassle out of budgeting and easily see where your money is going with real-time data visualizations and the ability to review your transaction history.
Real-time notificationsGet instantly notified when money goes in or out of your account, and freeze and unfreeze your card with a tap.
Track your financesView your transactions, track transfers and bill payments, and view your cashback, all in one place.
Level-up your financial knowledgeLearn more about your money, more easily than ever before. Ask Neo AI financial questions to boost your understanding and confidence in personal money matters.³
Send and move moneySend and request funds via INTERAC e-Transfer®, move your money between Neo products seamlessly. Link your external bank account to transfer larger amounts, faster.
Earning the trust of Canadians every day
1.3M+
Customers31.4M
Cashback awarded to date4.8 ★
On the App Store®4.7 ★
On the Google Play Store®Awards/Accolades
The World's Top 250 Fintech Companies 2024
Canada's Top Startup 2023¹ Cashback is earned on eligible purchases. Cashback earn subject to monthly maximum spend threshold. Cashback may be limited and varies by perks, offer, and partner. Minimum balance is required to earn the highest rate. For more information, visit the Neo app.² Interest is calculated daily on the total closing balance and paid monthly. Rates are per annum and subject to change without notice.³ Neo AI is an educational tool and shouldn't be used as a source of financial advice, answers provided by Neo AI may not always be accurate.Interac e-Transfer is a registered trademark of Interac Corp. Used under license.The Neo High-Interest Savings account and the Neo Everyday account are provided by Peoples Bank of Canada.The Neo Money™ card is a prepaid Mastercard® issued by Neo Financial™ pursuant to license by Mastercard International Incorporated. The Neo Money™ card is powered by the Neo Everyday account, which is provided by Peoples Bank of Canada.Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.